Representative APR 5.99–35.99%

Cash when you need it — matched to a lender in minutes.

Request $100–$2,500 and compare real offers from lenders in our network. It takes about two minutes.

Checking won’t affect your credit score Bank-level encryption You choose the offer — or walk away
Free & secure
Get matched now
How it works

Three simple steps

1

Tell us about you

A short, secure form that takes about two minutes — amount, term, and a few details.

2

Review offers

We share your request with lenders in our network and bring back the offers you qualify for.

3

Get your cash

Choose the offer that fits, finish on the lender’s secure site, and receive your funds.

Fast matching

Answer a few questions and see options right away — no paperwork, no waiting rooms.

🔒

Private & secure

Your data is encrypted in transit. We share only what a lender needs, and only with your consent.

🎯

Offers, not spam

One request, compared across lenders. You decide which offer — if any — to accept.

Not a
lender.

Paymiru is a matching service, not a direct lender. We connect you with third-party lenders and help you compare offers based on your profile and preferences. Approval, loan amounts, APR, fees, and repayment terms are determined solely by the lender — never guaranteed, and never set by Paymiru. Read the full disclaimer →

Questions

Frequently asked

Is Paymiru a lender?+
No. Paymiru is not a direct lender. We connect you with third-party lenders in our partner network and help you compare the offers they present.
Is approval guaranteed?+
No. Approval, amounts, and terms are decided by the lender. Submitting a request does not guarantee that you will receive an offer.
Will checking offers affect my credit score?+
Requesting offers through Paymiru does not affect your credit score. A lender may perform its own check later if you choose to proceed.
Who sets the APR, fees, and repayment period?+
The lender you choose determines all final terms, within a representative APR range of 5.99–35.99%. Always review the full terms before accepting. See Rates & Fees.
Does Paymiru sell my personal information?+
No. We do not sell your personal information. We share it with lending partners solely to match you with offers, and only with your consent. See our Privacy Policy.
Why can availability differ by location?+
Lending is regulated differently by state and country, so the lenders, amounts, and terms available to you may vary by where you live.